Are You Seeing Green?
Simply put, having a high credit score will help you secure a loan with the best terms available. Equifax, Experian and TransUnion are the three major credit agencies and it’s possible your score might vary slightly from all three but it generally will be in the same ballpark range. Many credit card companies provide you with access to at least one of your credit scores so if your card offers that service, it would be an excellent place to start. If you find that your credit score needs some help, the easiest way to boost it is to pay your bills on time, keep your balances low and don’t open multiple unnecessary lines of credit at once. Let your credit be a catalyst in your homeownership journey and not a hurdle!