Author Archives: RISMedia's Content Solutions Websitefeed Feed

Buying a Car When You Have an Upside-Down Loan

Owing more on a car loan than the car is worth"called being upside down on a loan"can make buying a new vehicle difficult.The negative equity can mean getting less for your old car at trade-in, or coming up with the extra money to pay off the old debt....

What Happens If You Cancel a Credit Card?

Canceling a credit card that you rarely use or have paid off can feel good. It can give you a sense of accomplishment while lightening your wallet and giving you one less bill to worry about. It can, however, also cause your credit score to drop. But i...

5 Ways to Smile More

Feeling down? It happens. However, if the blues seem to follow you everywhere you go, consider these simple tips for raising your mood.Surround yourself with flowers. Flowers have been shown to subtly lift the spirit of those around them. Grow a flower...

How to Avoid Credit Card Interest

The typical credit card charges about 16 percent interest per year on balances, effectively adding $16 to each $100 in expenses that are left on a credit card. Some charge as much as 29 percent if youre late on a payment and have to pay penalty interes...

4 Tips for Choosing Window Treatments

Heres how to find the right window treatments for any room.Identify Your GoalsWhat do you want from your window treatments? Should they provide privacy, block out the sun or create a stylish look?Consider your optionsDepending on what functionality you...

When to Buy Extended Warranty? Usually Never

You just bought a new dishwasher, TV, tablet, refrigerator or other big-ticket item youve been wanting for months. The salesperson, or maybe even the cashier, asks if youd like to add an extended warranty for a few dollars more.Is it a worthwhile extra...

Apps to Make Saving Easier

Saving for a home, retirement, a vacation or anything else can be difficult.The median retirement savings of all working-age families in the United States is $5,000, according to the Economic Policy Institute. Given that many financial advisers recomme...

5 Beautiful Tiles for Luxurious Floors

Published with permission from RISMedia.

Buy a Home With Enough Storage Space

For many families, having enough storage space is essential.To avoid clutter, consider these factors before buying a home:Are the closets big enough to fit all your clothes or kids toys?Does the bathroom allow enough dedicated space for cosmetics and t...

How a No-Spend Month Can Solve Your Cash Flow Problems

Nearly half of Americans are living paycheck-to-paycheck, and 61 percent dont have enough money to cover six months of expenses, according to a GoBankingRates survey.This trend of working to cover only day-to-day expenses can lead to the worst financia...